Congrats to Cottage Comforts Housewatch and Homeowner Services on its 10th-year accreditation!​

Steve and Tammy Keller

​I am extremely happy to announce the tenth-year accreditation of Cottage Comforts Housewatch and Homeowner Services, found in Kitty Hawk, North Carolina. The Outer Banks of North Carolina (OBX) attract many part-time residents and vacationers from around the world, and owners Steve and Tammy Keller enjoy living and working there year-round. In recent years, hurricanes and the pandemic have increased the importance of Home Watch on the OBX, and their business has grown as a result.

When Steve was a student at the University of Maryland, he had an idea that one day he’d like to have a business on the Outer Banks that would check on all those unoccupied homes and keep an eye on things while the homeowners weren’t there. He even went as far as to write a business plan for it. So, in 2005, when an opportunity arose for Steve and Tammy to buy an existing concierge business, they jumped at the chance. And although the business didn’t quite match the business plan Steve had written years before, he was able to mold it into the company you see today.

Cottage Comforts Housewatch and Homeowner Services provides weekly or twice-monthly and as-needed visual inspections, vendor monitoring, alarm response, and other services for non-resident homeowners or residents who spend time away from their OBX home.

Steve has vast experience in law enforcement, serving in his home state of Maryland and retiring in 1999 after 23 years. During his law-enforcement career, he served as a supervisor in Patrol, Crime Prevention & Community Relations, Criminal Investigations, Public Information, and Research and Planning. Steve received two departmental citations and five Governor’s Crime Prevention Awards. He earned an associate’s degree in Criminal Justice and a bachelor’s degree in Management. After he retired, Steve stayed active with the Howard County Retired Officers Association. He then transitioned into security and worldwide security oversight of the logistics and air-cargo components for a supply-chain management company.

Tammy handles most of the administration but has a full-time insurance industry career. Steve and Tammy celebrated their 31st wedding anniversary in January of this year. They have a son and two grandchildren. When they’re not working, Steve and Tammy travel and spend time at the beach. Steve also enjoys playing golf.

Cottage Comforts Housewatch and Homeowner Services has a service area covering Corolla to Nags Head. Steve can be reached at (252) 261-9369 or Learn more at his website,

Congratulations, Steve and Tammy!

As always, I wish you

Much success,

Jack Luber
Executive Director

A little about the National Home Watch Association: The NHWA was formed in 2009 in order to establish and maintain the highest industry standards for Home Watch and absentee homeowner services throughout the United States and Canada (

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